Life Insurance for Foreign Nationals

Due to an increasingly global economy, the number of Foreign Nationals visiting the United States has risen dramatically and each of those individuals face a very unique set of financial planning needs. What many Foreign National individuals do not know is that life insurance from a U.S. carrier can be an essential component to fulfilling many of their financial objectives. 

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Reasons to choose MRW for your Foreign National clientele.


No U.S. Nexus required for domestic or international policies

U.S. policy delivery not required

Premium payments can be made from non-US institutions or with credit cards

Foreign individual and entity ownership allowed

Translation to English not necessary for medical records in Spanish, Portuguese, or French

Medical risks through Table H (8)

international products

UL policies not subject to US tax law (Non-MEC)

No mandatory U.S. income tax withholding on withdrawals

UL policy flexibility for large single premiums designed to preserve, grow or transfer wealth

Fully compliant with U.S. regulations

Ability to insure minors and elderly individuals ages 0-90

Unique single premium lifetime term product designed specifically for wealth transfer scenarios


Partnered with a 100+ year old company with proven financial strength and stellar ratings (“A” by A.M. Best and “A” by Fitch)

Experience doing business in 22 different countries across the Americas

Multicultural Sales, Underwriting, and New Business teams supporting the international marketplace

310 S. Dale Mabry Hwy Suite 210 Tampa, Florida 33609 | Toll Free : 800-967-7661 | Main : 813-875-6331 | Fax : 813-875-7331